Amanqaku oLondolozo olukhulu kuQeqesho lweBhola ePhakamileyo kwiNtengiso yethu!

Ngaba ujonge ukuzilungiselela ixesha elizayo lebhola ekhatywayo ngaphandle kokwaphula ibhanki? Ungajongi ngokubhekele phaya! Intengiso yethu kuqeqesho lwebhola ekhatywayo ilapha ukuze ikuncede ufumane ukonga okukhulu ngelixa ufumana izixhobo ezikumgangatho ophezulu. Nokuba ungumdlali, umqeqeshi, okanye umlandeli, eli lithuba lakho lokuphucula ikhabethe yakho yosuku lomdlalo ngexabiso eliphantsi. Ungaphoswa zezi zivumelwano zingenakoyiswa - funda ukuze ufumane ngakumbi!

-Umgangatho oPhezulu woQeqesho lweBhola ePhakamileyo kumaxabiso athotyiweyo

Imiphezulu yoqeqesho lwebhola ekhatywayo sisixhobo esibalulekileyo kuyo nayiphi na imbaleki ezimiseleyo ejonge ukuphucula izakhono zayo ebaleni. Kwivenkile yethu ye-intanethi, siyazingca ngokunikezela ngoqeqesho lwebhola ekhatywayo ekumgangatho ophezulu ngamaxabiso athotyiweyo, nto leyo eyenza kube lula kunangaphambili kubadlali ukuba bafumane ukonga okukhulu kwizixhobo zabo zembaleki.

Xa kuziwa kuqeqesho lwebhola ekhatywayo, umgangatho ungundoqo. Yiyo loo nto sinikezela ngeemveliso ezisuka kwiibrendi ezithembekileyo ezaziwa ngokuqina nokusebenza kwazo. Ukhetho lwethu lubandakanya iintlobo ngeentlobo zezitayile, imibala, kunye nobukhulu obulungele abadlali bayo yonke iminyaka kunye nemigangatho yezakhono. Nokuba ungumdlali onamava okanye usaqala nje, ungafumana uqeqesho olugqibeleleyo ukukunceda ufikelele kwisakhono sakho esipheleleyo ebaleni.

Enye yeenzuzo ezinkulu zokuthenga kwivenkile yethu lugcino oya kulonwabela. Iziqwenga zethu zoqeqesho lwebhola ekhatywayo sele zinexabiso elikhuphisanayo, kodwa ngexesha lokuthengisa kwethu, ungagcina nangakumbi. Ngezaphulelo kwizitayile ezikhethiweyo kunye neentengiso ezikhethekileyo kulo lonke ixesha lonyaka, akukhange kubekho xesha lingcono lokufumana izixhobo zakho zoqeqesho ozithandayo.

Ukongeza ekongeni imali, ukuthenga ngexesha lokuthengisa kwethu kukuvumela ukuba usebenzise ukhetho lwethu olubanzi. Nokuba ukhetha uyilo lwakudala okanye into yangoku ngakumbi, sinoqeqesho oluphezulu olulungele incasa yakho. Ukusuka kumalaphu afaka ukufuma ukuya kwiipaneli zemesh eziphefumlayo, imiphezulu yethu yenzelwe ukukugcina upholile kwaye ukhululekile ngexesha leeseshoni zoqeqesho eziqatha.

Kodwa ayikokujongeka nje kakuhle – iindawo zethu zoqeqesho lwebhola ekhatywayo zikwayilelwe ukusebenza kakuhle. Ngeempawu ezifana nokungena komoya okucwangcisiweyo, izixhobo ezolulayo, kunye nemithungo eyomeleziweyo, ezi ziphezulu zakhiwe ukuze zimelane nokuqina kokuziqhelanisa rhoqo kunye nokudlala. Ngaphezu koko, uninzi lweendawo zethu eziphezulu ziyakwazi ukuhlanjwa ngoomatshini ukuze kube lula ukunakekelwa nokugcinwa.

Ngoko kutheni ulinda? Thatha ithuba loqeqesho lwethu lwebhola ekhatywayo oluphezulu oluthengiswayo namhlanje kwaye ufumane ukonga okukhulu kwizixhobo ezikumgangatho ophezulu. Nokuba ulungiselela isizini ezayo okanye ujonge nje ukuphucula ikhabethe yakho yoqeqesho, ukuthengisa kwethu lelona thuba lifanelekileyo lokuqokelela yonke into oyifunayo ukuze uphumelele ebaleni. Ungaphoswa leli thuba lokonga imali kwaye uphakamise umdlalo wakho – thenga ngoku kwaye uthabathe uqeqesho lwakho uluse kwinqanaba elilandelayo.

-Isinikezelo sexesha elinyiniweyo: Thenga iCandelo lethu leNtengiso ukuze ufumane uLondolozo olukhulu

Ukuba ujonge ukonga imali enkulu kuqeqesho lwebhola ekhatywayo, ungajongi okunye! Unikezelo lwethu lwexesha elilinganiselweyo kwicandelo lentengiso likufumene ngezaphulelo ezikhulu kukhetho olubanzi loqeqesho olukumgangatho ophezulu. Nokuba ungumdlali oqeqeshiweyo, umqeqeshi ozinikeleyo, okanye umlandeli onomdla, ngoku lixesha elifanelekileyo lokuphucula izixhobo zakho zoqeqesho ngaphandle kokwaphula ibhanki.

Xa kuziwa kuqeqesho lwebhola ekhatywayo, umgangatho ungundoqo. Yiyo loo nto sibonelela kuphela ngeempawu eziphezulu kunye nezixhobo ezikumgangatho ophezulu ezakhelwe ukumelana nobunzima beeseshoni zoqeqesho eziqatha. Ukusuka kumalaphu afaka ukufuma ukuya kwiiphaneli zemesh eziphefumlayo, umphezulu wethu woqeqesho uyilelwe ukukugcina upholile, womile, kwaye ukhululekile ebaleni.

Ukongeza kwiimpawu zokusebenza, iindawo zethu zoqeqesho eziphakamileyo zikwaqhayisa ngoyilo lwesitayile oluya kukwenza ugqame ebaleni. Ngemibala engqingqwa, iipateni ezimangalisayo, kunye nokusikeka kwangoku, unokubonisa isitayile sakho ngelixa ubonisa izakhono zakho. Kwaye, ngamaxabiso ethu okuthengisa, ungathengisa kwiindawo eziphezulu ezininzi ukugcina ikhabethe yakho yoqeqesho isentsha kwaye ikwimeko.

Nokuba ukhetha imikhono emide kwimozulu ebandayo okanye iitanki ezingenamikhono zokushukuma okuphezulu, sinokhetho oluninzi oluhambelana neemfuno zakho. Nokuba ukwindawoni na okanye isitayile sakho sokudlala, iindawo eziphakamileyo zoqeqesho lwebhola ekhatywayo ziguquguquka ngokwaneleyo ukukunceda uphakamise umdlalo wakho kwaye ufikelele kumandla akho apheleleyo. Kwaye ngamaxabiso ethu okuthengisa, ungatyala imali kwizixhobo eziphezulu ngaphandle kokuthomalalisa umgangatho okanye ukusebenza.

Kodwa musa ukulinda ixesha elide ukuze uthathe ithuba lonikezelo lwexesha elilinganiselweyo! Icandelo lethu lentengiso lihlala lihlaziywa ngezaphulelo ezitsha kunye nezivumelwano, ke qiniseka ukuba ubuyela umva rhoqo ukuze ufumane eyona mali ingcono yogcino kuqeqesho lwebhola ekhatywayo. Nokuba ufuna umphezulu omnye okanye isinxibo esipheleleyo, icandelo lethu lokuthengisa linayo yonke into oyifunayo ukuthatha iiseshoni zakho zoqeqesho ukuya kwinqanaba elilandelayo.

Ngoko kutheni ulinda? Thenga icandelo lethu lentengiso ngoku kwaye ufumane ukonga okukhulu kuqeqesho lwebhola ekhatywayo oluya kukunceda uzilolonge njengengcali. Ngezixhobo ezikumgangatho ophezulu, uyilo olunesitayile, kunye namaxabiso angoyiswayo, akukho xesha lingcono lokuphucula ikhabethe yakho yoqeqesho kwaye unyuse umdlalo wakho. Ungaphoswa leli thuba lokugcina elikhulu kwaye uphakamise amava akho oqeqesho ngezona zixhobo zibalaseleyo kumdlalo.

-Phucula isiXeko sakho soQeqesho ngaphandle kokwaphula iBhanki

Ngaba ujonge ukuphucula izixhobo zakho zoqeqesho lwebhola ekhatywayo ngaphandle kokuchitha intywenka yemali? Ungajongi ngaphezu kokuthengisa kwethu kwiindawo eziphezulu zoqeqesho lwebhola ekhatywayo, apho unokukonga imali enkulu kwizixhobo ezikumgangatho ophezulu eziya kuthatha umdlalo wakho uwuse kwinqanaba elilandelayo. Nokuba ungumdlali oqeqeshiweyo okanye igorha langempelaveki, ukuba nezixhobo ezifanelekileyo kubalulekile ekwandiseni ukusebenza kwakho ebaleni. Kwaye ngokuthengiswa kwethu kwii-tops zoqeqesho, unokufumana i-gear oyifunayo ngaphandle kokuphula ibhanki.

Xa kuziwa kuqeqesho lwebhola ekhatywayo, umgangatho ungundoqo. Ufuna umphezulu oqinileyo, ophefumlayo, kwaye okhululekile, okuvumela ukuba ugxininise kumdlalo wakho ngaphandle kokuphazanyiswa yimpahla engafanelekanga okanye engafanelekanga. Iziqwenga zoqeqesho ekuthengisweni kwethu zenziwe ngezinto ezikumgangatho ophezulu ezenzelwe ukucima ukubila, kukugcina upholile kwaye womile ngexesha leeseshoni zoqeqesho ezinzima. Ngeentlobo ngeentlobo zezitayela kunye nemibala onokukhetha kuyo, unokufumana umphezulu ogqibeleleyo ukuze ulungele izinto ozikhethayo kunye nesimbo.

Ukongeza kwiinzuzo zokusebenza zoqeqesho lwethu oluphezulu, ugcino oya kulonwabela ngexesha lokuthengisa kwethu lubenza lube lutyalo-mali olungcono nangakumbi. Siyaqonda ukuba izixhobo zoqeqesho zinokubiza, ngakumbi kubadlali abancinci okanye abo bakwibhajethi. Yiyo loo nto sinikezela ngezaphulelo kumanqwanqwa oqeqesho, siwenza afikeleleke ngakumbi kwaye afikeleleke kubadlali bawo onke amanqanaba. Nokuba ufuna itop enye okanye ujonge ukufumana isitokhwe kwizitayile ezininzi, intengiso yethu ikugubungele.

Kodwa ungawavumeli amaxabiso aphantsi akuqhathe – amanqwanqwa ethu oqeqesho asengowona mgangatho uphezulu. Sifumana izixhobo zethu kubavelisi abaphezulu abaziwa ngokuzibophelela ekugqweseni kuyilo nolwakhiwo. Oku kuthetha ukuba nangona ufumana into eninzi, awuncami kumgangatho. Imiphezulu yoqeqesho yethu yakhelwe ukuba ihlale, ngoko unokuthemba ukuba baya kubambelela kwiimfuno zerejimeni yoqeqesho lwakho kumaxesha onyaka azayo.

Enye inzuzo yokuthenga intengiso yethu kwii-tops zoqeqesho lwebhola kukulungele ukuthenga kwi-intanethi. Endaweni yokuchitha iiyure ukhangela ezivenkileni okanye ulinde emgceni ekuphumeni, ungakhangela ngokulula ukhetho lwethu lweendawo eziphezulu ukusuka kwintuthuzelo yekhaya lakho. Ngokucofa nje okumbalwa, ungafumana eyona iphezulu kwiimfuno zakho, beka iodolo yakho, kwaye uyizise ngqo emnyango wakho. Iyakhawuleza, ilula, kwaye ayinazinkathazo-ukuze uchithe ixesha elincinci lokuthenga kunye nexesha elininzi loqeqesho.

Ukuqukumbela, ukuthengisa kwethu kwiindawo eziphezulu zoqeqesho lwebhola lelona thuba lifanelekileyo lokuphucula izixhobo zakho ngaphandle kokuchitha ngaphezulu. Ngeencopho ezikumgangatho ophezulu kumaxabiso athotyiweyo, unokufumana ukusebenza kunye nesimbo osifunayo ngaphandle kokuphula ibhanki. Thatha ithuba lokuthengisa kwethu namhlanje kwaye ufumane ukonga okukhulu kwisixhobo sodidi oluphezulu oluya kuthatha umdlalo wakho ukuya kwinqanaba elilandelayo. Iintengiso zoqeqesho lwebhola ekhatywayo ziphezulu – ungaphoswa!

-Ungaphoswa kuNxibelelwano oluKhethekileyo kwiiNzulu zeBhola ePhakamileyo

Ngaba ujonge ukulungiselela iseshoni yakho elandelayo yoqeqesho lwebhola ekhatywayo? Ungajongi ngokubhekele phaya! Intengiso yethu kuqeqesho lwebhola ekhatywayo ilapha ukuze ikuncede ufumane ukonga okukhulu kwizixhobo ezikumgangatho ophezulu. Ungaphoswa kwizivumelwano ezikhethekileyo eziya kwenza ukuba ujonge kwaye uzive ungcono ebaleni.

Imiphezulu yoqeqesho lwebhola ekhatywayo yinxalenye ebalulekileyo yewodrophu yakhe nawuphi na umdlali. Abagcini nje ukubonelela ngentuthuzelo kunye nokukhusela ngexesha leeseshoni zoqeqesho olunzulu, kodwa basebenza njengendlela yokubonisa isitayile sakho kunye nomoya weqela. Nokuba ungumdlali onamava okanye usaqala nje, ukuba negiya elungileyo kunokwenza wonke umahluko kwindlela osebenza ngayo.

Kwintengiso yethu, uya kufumana ukhetho olubanzi loqeqesho lwebhola ekhatywayo onokukhetha kuzo. Ukusuka kwimikhono emide kwimozulu ebanda kakhulu ukuya kwimikhono emifutshane yeentsuku ezifudumeleyo, sinokukhetha kulo lonke ixesha lonyaka kunye nezinto esizikhethayo. Kwaye, ngezaphulelo ukuya kuthi ga kwi-50% isaphulelo, ungathengisa kuzo zonke izitayile ozithandayo ngaphandle kokwaphula ibhanki.

Olona ncedo lukhulu lokuthenga intengiso yethu ziintengiso ezikhethekileyo ongazi kuzifumana kwenye indawo. Sisebenza ngokuthe ngqo neempawu eziphezulu ukukuzisela uyilo lwamva nje kunye nobuchwepheshe ngamaxabiso angenakoyiswa. Nokuba ujonge ilogo yakudala okanye uyilo lwangoku oluqhutywa yintsebenzo, uya kuyifumana yonke kwintengiso yethu.

Awuyi kugcina imali kuphela ekuthengeni kwakho, kodwa uya kuba ufumana izixhobo ezikumgangatho ophezulu ezakhelwe ukuhlala. Iziqwenga zethu zoqeqesho lwebhola ekhatywayo zenziwe ngezinto ezomeleleyo ezinokumelana nokusebenza nzima. Ngeempawu ezinje ngelaphu elivala ukufuma kunye neepaneli zemesh eziphefumlayo, uya kuhlala upholile kwaye ukhululekile nokuba ziqine kangakanani na iiseshini zakho zoqeqesho.

Ukongeza kugcino kunye nomgangatho woqeqesho lwethu lwebhola ekhatywayo, ukuthenga intengiso yethu kuyindlela entle yokuxhasa iqela lakho olithandayo. Ngoluhlu olubanzi lwemibala kunye noyilo olukhoyo, ungabonisa iqela lakho ukuzingca ngesitayile. Nokuba ungumlandeli weklabhu yasekhaya okanye iqela lesizwe, sineencopho eziya kukunceda ukumela ngeyona ndlela ifanelekileyo.

Ungaphoswa lithuba lokufumana ukonga okukhulu kuqeqesho lwebhola ekhatywayo kwintengiso yethu. Ngezivumelwano ezikhethekileyo, izixhobo ezikumgangatho ophezulu, kunye nokhetho olubanzi lwesitayile onokukhetha kuzo, alikho ixesha elingcono lokuphucula ikhabethe yakho yoqeqesho. Thenga ngoku kwaye ulungele ukulawula intsimi ngesitayile!

-Lungela iXesha kunye neeNzululwazi zoQeqesho ezifikelelekayo

Ixesha lebhola ekhatywayo likufuphi nekona, kwaye lixesha lokuzilungiselela imidlalo emikhulu ezayo. Ukuba ujonge ukuya phambili komdlalo kwaye ufumane ukonga okukhulu kwiindawo eziphakamileyo zoqeqesho, ungajongi ngaphaya kwentengiso yethu yoqeqesho lwebhola ekhatywayo. Nokuba ungumdlali, umqeqeshi, okanye umlandeli, ukuba nezixhobo ezifanelekileyo zoqeqesho kubalulekile ekubekeni unyawo lwakho phambili ebaleni. Kwaye ngeenketho zethu ezifikelelekayo, unokulungela ixesha lonyaka ngaphandle kokuphula ibhanki.

Xa kuziwa kuqeqesho lwebhola ekhatywayo, umgangatho ungundoqo. Yiyo loo nto sinikezela ngokhetho olubanzi lweetops ezenziwe ngezinto ezikumgangatho ophezulu ezilungiselelwe ukumelana nobunzima beeseshoni zoqeqesho eziqatha. Ukusuka kwiingubo ezilula, ezinqamlekileyo zomswakama ukuya kulwakhiwo oluhlala ixesha elide, iziqwenga zethu zoqeqesho zakhiwe ukuze zihlale kwaye zigcine ukhululekile kwaye womile ebaleni.

Ukongeza kumgangatho, isitayela sikwabalulekile xa kuziwa ekukhetheni uqeqesho olufanelekileyo. Intengiso yethu ibandakanya iintlobo ezahlukeneyo zeendlela kunye noyilo oluhambelana nencasa yakho yobuqu kunye nemibala yeqela. Nokuba ukhetha iklasikhi, umbala oqinileyo ongaphezulu okanye ongqindilili, uyilo oluprintiweyo, uqinisekile ukuba uya kufumana eyona iphezulu ukuthelekisa isitayile sakho kwaye ugqame ebaleni.

Kodwa eyona nxalenye ilungileyo yentengiso yethu lugcino olungenakoyiswa uya kulonwabela. Ngezaphulelo kwiibhrendi eziphezulu kunye nezinto zokucoca, unokukora amanqaku aphezulu kuqeqesho olukumgangatho ophezulu ngaphandle kokwaphula ibhanki. Kwaye ngemali oyigcinayo, ungatyala imali kwezinye izixhobo eziyimfuneko ezifana neebhulukhwe ezimfutshane, iikawusi, kunye nezixhobo ukugqiba ikiti yakho yoqeqesho.

Nokuba ungumdlali onamava ojonge ukuhlaziya ikhabethe yakho yoqeqesho okanye umntu omtsha olungiselela isizini yakho yokuqala, intengiso yethu kwiindawo eziphezulu zoqeqesho lwebhola inento yakhe wonke umntu. Sukulinda de isizini iqalise ukugcina izixhobo ezibalulekileyo- sebenzisa ithuba lokuthengisa kwethu ngoku kwaye ulungele ukubetha ibala ngesitayile.

Ekugqibeleni, ixesha elizayo lebhola lebhola lixesha lokuvuya kunye nokulindela. Qinisekisa ukuba uyilungiselele imiceli mngeni kunye noloyiso oluzayo ngokwenza utyalo-mali kuqeqesho olufikelelekayo oluvela kwintengiso yethu. Ngomgangatho, isitayile, kunye nogcino zonke kwindawo enye, akukho sizathu sakuthengela naphina izixhobo zakho zoqeqesho. Zilungiselele ukufumana amanqaku amakhulu ebaleni - nakwi-wallet yakho - kunye noqeqesho lwethu lwebhola ekhatywayo ephezulu.

Ukuqukumbela

Ukuqukumbela, ukuthengisa kwethu kwiindawo zoqeqesho lwebhola ekhatywayo lithuba elihle lokufumana ukonga okukhulu kwizixhobo ezikumgangatho ophezulu. Ngeminyaka eli-16 yamava kushishino, siye salungisa ngobuchule ukhetho loqeqesho oluphezulu olunesitayile kunye nokusebenza oluqhutywayo. Nokuba ungumfundi onamava okanye usaqala nje, ukutyala imali kuqeqesho oluphezulu kunokwenza umahluko omkhulu kumdlalo wakho. Ungaphoswa koku kuthengiswa kumangalisayo kwaye ukhabe uqeqesho lwakho phezulu!